BPN Secures $50 Million Seed Funding Led by YZi Labs to Power Global Stablecoin Payments
Dubai, October 16, 2025 — Better Payment Network (BPN), a programmable payment network built for the multi-stablecoin era, raises $50 Million for its seed round, led by YZi Labs. The investment from YZi Labs aligns with its thesis of backing the next generation of global financial infrastructure – systems that place stablecoins at the core, are natively built on high-performance chains, and adopt hybrid (CeDeFi) architectures to balance efficiency, programmability, and regulatory alignment.
Traditional fintech platforms rely on capital-intensive pre-funding models, forcing trillions of dollars to sit idle in local accounts just to maintain payment liquidity. BPN’s CeDeFi dual-rail system solves this by enabling real-time stablecoin minting, swapping, and burning across jurisdictions – freeing up that locked capital. Built natively on BNB Chain, BPN aims to deliver instant, low-cost, and compliant cross-border settlements that complete in 3-4 hours instead of 1-2 days, at an average cost of 30 bps versus roughly 2% through conventional FX channels.
BPN’s CeFi model serves enterprises and licensed payment institutions, enabling regulated, KYC/KYB-compliant fund transfers through fiat gateways. It has supported real-time conversions across major non-USD corridors, including BBRL (Brazilian Real Stablecoin), cNGN (Nigerian Naira Stablecoin), MEXAS (Mexican Peso Stablecoin), and EURI (Euro Stablecoin), with international clients already benefiting from faster, cheaper transfer cycles of BPN. In parallel, the DeFi model opens a permissionless on-chain FX market, allowing users to farm liquidity, swap stablecoins, and earn yield without KYC restrictions. Set to launch by year-end, the DeFi model will support up to 20 regional stablecoins spanning Latin America, Africa, and Asia, enabling a truly borderless, programmable capital flow.
The newly raised funds will primarily be used to establish initial on-chain liquidity pools for stablecoin-to-stablecoin corridors and to develop an early market-making ecosystem. This foundation will help maintain fair and efficient on-chain FX rates through active rebalancing and arbitrage strategies — seeking to ensure consistent pricing and reliable execution for enterprise users across emerging markets.
“This multi-stablecoin liquidity model offers a more inclusive and efficient alternative to USD-centric payment systems, enabling seamless cross-border settlements for enterprises and institutions worldwide,”
“BPN was built on a simple belief – the future of cross-border payments is truly borderless. Our role is to connect issuers, merchants, and financial institutions into a single programmable network, where stablecoins become the universal standard for trust and settlement.”
said Rica Fu, Founder of Better Payment Network.
“As an investor, I believe Better Payment Network (BPN) is a true game-changer for cross-border payments, delivering instant settlement with significant cost savings and rapid processing. Built natively on BNB Chain, BPN creates a seamless, scalable, and efficient payment ecosystem that has the potential to outperform both traditional Web2 players and fragmented Web3 solutions. The founding team combines deep payments experience with a rare blend of Web2 and Web3 expertise, supported by a strong client pipeline and smart CeFi and DeFi go-to-market strategies. We’re excited to see crypto and blockchain drive real-world impact, and BPN is pioneering that future. Backing visionary teams who dare to dream and deliver is what motivates us as an investor.”
said Dana H., Investment Partner at YZi Labs.
About Better Payment Network (BPN) Better Payment Network (BPN) is a payment network built natively on BNB Chain, powering seamless global money movement through integrated multi-stablecoin liquidity. It unifies stablecoin liquidity across G7 and emerging markets, enabling instant, borderless settlement for enterprises, payment providers, and institutions. Backed by YZi Labs and powered by BNB Chain, BPN bridges centralized and decentralized finance to create a compliant, scalable, and efficient global payment network.
About YZi Labs YZi Labs manages over $10 billion in assets globally. Our investment philosophy emphasizes impact first—we believe that meaningful returns will naturally follow. We invest in ventures at every stage, prioritizing those with solid fundamentals in Web3, AI, and biotech.
YZi Labs’ portfolio covers over 300 projects from over 25 countries across six continents. More than 65 of YZi Labs’ portfolio companies have gone through our incubation programs. For more information, follow YZi Labs on X.
Disclaimer: The information provided in this article is intended for informational purposes only and does not constitute investment advice, endorsement, analysis, or recommendations with respect to any financial instruments, investments, or issuers. This article may contain forward-looking statements which are by nature subject to risks and uncertainties. Investment in cryptocurrency and DeFi projects involves substantial risk, including the risk of complete loss. This article does not take into account the investment objectives, financial situation, or specific needs of any particular person and each individual is urged to consult their legal and financial advisors before making any investment decisions.