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Send money globally like it’s local

BPN enables near-instant, low-cost cross-border transfers by turning stablecoins into the native rails and leveraging multiple-stablecoin liquidity on chain for global settlement—to skip traditional banks’ opaque operations and non-banking hours entirely.

Ready to build for financial institutions

BPN gives VASPs, PSPs, and digital or traditional banks the infrastructure to unlock new services—without rebuilding infrastructure.
Plug-and-play SDKs & APIs: Integrate seamlessly into your existing stack to build, embed, or scale services for end users.
Modernize cross-border rails: Unlock programmable settlement between local currencies and stablecoins for faster and cheaper global payment.
Compliance by design: Built-in KYB/AML tools and compliance-ready architecture aligned with FATF Travel Rule standards.

On-chain fusion of stablecoins: EM meets G7

Smart orchestration layer

BPN offers flexible product forms: use our standalone front-end for instant or recurring cross-border transfers anytime, or integrate our full-stack APIs to automate settlement cycles directly within your own system.

Massive liquidity by the synergy of BNB ecosystem

By aggregating liquidity from the native CEX and DEXs on BNB Ecosystem, BPN delivers liquidity at a scale that rivals the world’s top-tier banking networks.

Unlocking the next-gen global payment

Step 1

Convert local currency into on-chain stablecoin

A user in Brazil pays in BRL via PIX, the local instant payment rail. Funds land in the merchant’s Brazilian bank account and are then settled to BPN and its partners’ local bank account via PIX. Upon receipt, BPN and its stablecoin partners mint BRL to BBRL and thus BBRL will be credited to the client’s crypto wallet on BNB chain.

This step lays the foundation as its transforming local fiat into a programmable, real-time asset — while staying fully compliant with local regulations.

Step 2

Bridge stablecoins for efficient cross-border movement

Within the BPN network, BBRL is seamlessly swapped for USDC, or any other USD- or G7-backed stablecoins. This FX conversion is facilitated programmatically through BPN’s infrastructure, with optimized pricing and deep on-chain liquidity.

On-chain swap turns FX from a queued, closed-door process into continuous, automated 24/7 clearing with deep liquidity.

Step 3

Settle into foreign fiat currency via global partner bank

USDC will be off-ramped to USD by BPN and its partners, and USD will be settled to clients’ bank account via BPN global banking partners, within the same day.

Essentially, BPN connects local payment rails for the first and last leg, while leaving cross-border settlement to the blockchain - instant, transparent and unstoppable.

Step 1 selected

How BPN stacks up against banks and Web3 alternatives

BPN
Other Web3 Solutions
Traditional Banks
Funds flow

Local fiat →

Local fiat backed stablecoins → G7 stablecoins →

G7 fiat

Local fiat → USDC → USD

Local fiat → USD → G7 fiat

Clearing currency
A basket of stablecoins
USDC
USD
Clearing house liquidity
Massive scale as the organic liquidity on chain from CEX and DeFi can be collected
Limited scale as the float are Owned funds by fintech company
Massive scale but moving slowly under SWIFT + interbank ruling process.
FX rates
Closest to the best market rate, highly transparent skews
Medium hidden spread
Very high hidden spread (up to 5%)
Spread fees
Ultra-low spread (0.3%) + bank fees
Medium spread (1.6%)+ hidden spread
Very high spread + hidden spread
Settlement time
24/7, T+0 for all transactions, all clientsAsk for Demo
24/7, T+0 for small amount e.g. < $50k USD
24/7, T+0 for VIP clients only